Gain access to credit.
About 12 percent of medium-sized enterprises in the Netherlands experience difficulties in obtaining financing, which is the highest percentage after Greece in the euro area. Moreover, the rejection rate of loan applications in the Netherlands is even higher than in Greece. This is further compounded by limited choice in the banking sector and high interest rates. The majority of bank loans to SMEs (nearly 90 percent) are provided by only three major banks.
We help companies improve their creditworthiness by improving their financial health and strengthening their relationship with financial institutions. We do this, for example, by minimizing risks; internally and within the chain. By doing so, we indirectly lower the risks for banks and make financing accessible while lowering financing demand. Our reports and mediation help obtain these financings.