Credit insurance protects businesses against the risk of default by their buyers. This insurance provides a financial safety net for companies that supply goods or services on credit, allowing them to protect themselves from potential losses due to unpaid invoices. Credit insurance is particularly essential for companies engaged in international trade or which, for competitive reasons, have longer payment terms.

There are different types of credit insurance that cater to a variety of needs. For example, there is the standard Turnover Insurance, which protects a company’s entire accounts receivable file. For online merchants, there is the E-Commerce credit insurance policy, specifically focused on digital transactions. There is also the Single Risk policy, which provides coverage for specific transactions or customers, and the Excess of Loss policy, which allows businesses to bear some of the risk themselves and only covers larger losses.

Kröller Capital maintains strong partnerships with all the leading credit insurers in the Netherlands. Thanks to these strategic partnerships, we can offer an appropriate credit insurance solution for every client. Our working method is always based on the customer’s debtor management, allowing us to provide customized solutions and go beyond simply offering insurance. We focus on an integrated approach that best meets the specific needs of our clients.

Every company has unique financing needs. Kröller Capital is the right partner to support you in this and find the right financing solutions. Financing helps companies optimize their cash flow, strengthen liquidity and minimize payment risks.

Within receivables management, financing forms such as factoring, where outstanding invoices are converted directly into liquidity, and asset-based lending, where company assets serve as collateral, are often used.

With our extensive network and expertise, we provide customized solutions that align with your company’s financial strategy and growth ambitions.

Business Insurance: Protection and Continuity

Business involves risk. Your assets, customers, products, personnel and IT can cause unforeseen damage with an impact on your business. Business insurance helps manage these risks and ensure the continuity of your business.

There are several business insurance policies that respond to specific business risks. For example, business liability insurance provides protection against third-party claims, while professional liability insurance provides coverage for damages caused by professional advice or services. Cargo and transportation insurance secures your goods during transportation, and business interruption insurance compensates for lost revenue in the event of a catastrophe. In addition, cyber insurance provides financial protection for data breaches and cyber attacks.

Kröller Capital helps you find and manage the right insurance solutions tailored to your business operations. We provide preventive measures, adequate contract management and a flexible insurance portfolio that moves with your organization. In the event of damage, we take all your worries off your hands so that you can focus on your business.

Protecting your employees and organization

In addition to protecting your business, it is important to properly insure your employees as well. Legislation, a dynamic labor market and absence management have a direct impact on your organization. With our experienced consultants and innovative technologies, we support you in a more efficient HR policy, pension advice and absence management. Think ofcollective health and accident insurance, WGA gap insurance and pension plans that offer your employees financial security.

Kröller Capital helps you get a grip on risks and costs so that you can continue to do business with certainty and flexibility.